To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. Credit card issuers sure want your business. As the competition among card issuers has intensified in recent years, they’ve offered an array of incentives, including 0% APR introductory rates and most notably, sign-up bonuses in the form of cash, miles or points. Over the past several weeks we evaluated dozens of credit cards that are currently offering welcome bonuses. Our analysis revealed several things: Miles and Points Beat Cash : The richest bonuses come in the form of miles or points. Valuing Miles and Points is Challenging : We’ve found plenty of “studies” on the value of points and miles. The fact is, the value changes based on how and when the rewards are used. Business Cards Beat Personal Credit Cards : By and large, the best sign-up bonuses are tied to small business credit cards. Personal credit cards offer enticing bonuses, but they tend to fall short when compared to business cards. Offers Change Frequently : As we prepared this story, several cards changed their sign-up bonus offers. We’ve found that card issuers will run special promotions with elevated rewards. There Are Spend Requirements : To receive a promised sign-up bonus, a new card holder must meet a set spending requirement, typically $500 to $3,000, within a set period, typically 3 months. We’ve categorized these sign-off offers into the following bonus types: Cash Back General Travel Airline Miles Hotel Points Small Business As you look at the list and […]

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